people and counting who are criminally convicted and who had every privilege and, you know, every bit of education and every opportunity and money to spare, being convicted and separated from their liberty in most instances, that has a deterrent effect on other folks. impossible to quantify but when you talk to people in the industry it's less than it used to be. thanks very much, guys. >> all right. that's the u.s. attorney, detailing the case against sac capital in a landmark settlement. almost 5 years in the making. let's get a comment from everybody. bethanie, want to go to you. there was a shot across the bow and he's done it before, mr. bharara has, he said sometimes greed is not good, sometimes blame worthy institutions should be accountable too and no unsti tution should rests easy in the belief it is too big to jail. a shot across the bow against some of the big banks out there perhaps. what do you think? >> really interesting comment. i noticed that too. and i couldn't tell if it was a warning sign to the big banks or if it is part of this sort of ongoing if you're a conspiracy theorist,